There is one way to get amazing credit.
Get a card and use it for something you need like food or gas.
PAY IN FULL each and every month.
It is 100% myth that carrying balances is good for your rating.
New Federal Laws passed in February will make it very hard for you to get a credit card.
If you have trouble - get a parent to co-sign on the card with you.
But pay in full - if you carry balances you will lower their credit also.
Employers check, so do landlords and car insurance companies.
Use credit - don't let it use you.
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