Perhaps. But this will haunt your credit, finances, banking, and even your insurance rates and employment opportunities for the next decade if you don't clear this up. Get a second job or sell some stuff and get the bank paid. Then stay debt free and bank locally.
Maybe.
The types of accounts that will be available to you will depend on your credit rating. This is made up of a lot of factors, having a debt to a bank if just one of those factors.
Mortgage whilst unemployed (UK)? I lost my job a few months back and want to buy an apartment for £120k.
I have £100k in cash and looking for a loan to finance the remaining £20k.
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